/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&family=Inter:wght@300;400;500;600&display=swap');

:root {
    --primary-color: #0c1e35;
    --secondary-color: #f36f21;
    /* Swasthiya Orange */
    --accent-blue: #0B4C8C;
    /* Sure Navy */

    /* ICICI Lombard Brand Colors */
    --icici-primary: #f36f21;
    --icici-secondary: #8b3a0a;

    /* HDFC ERGO Brand Colors */
    --hdfc-primary: #ed1c24;
    /* Standard HDFC Red */
    --hdfc-secondary: #004c8f;
    /* HDFC Blue */

    --text-dark: #1a1a1a;
    --text-light: #f5f5f5;
    --white: #ffffff;
    --grey-100: #f3f4f6;
    --grey-200: #e5e7eb;

    --transition-speed: 0.3s;

    /* Audit & Premium UI Variables */
    --success-color: #27ae60;
    --warning-color: #f1c40f;
    --danger-color: #e74c3c;
    --glass-bg: rgba(255, 255, 255, 0.95);
    --glass-border: rgba(255, 255, 255, 0.4);
    --shadow-sm: 0 4px 6px rgba(0, 0, 0, 0.03);
    --shadow-md: 0 10px 30px rgba(0, 0, 0, 0.08);
    --shadow-lg: 0 25px 60px rgba(0, 0, 0, 0.12);
    --font-ui: 'Inter', system-ui, -apple-system, sans-serif;
    --font-heading: 'Playfair Display', serif;

    /* Glassmorphism Variables */
    --glass-bg: rgba(255, 255, 255, 0.7);
    --glass-border: rgba(255, 255, 255, 0.5);
    --glass-shadow: 0 8px 32px 0 rgba(31, 38, 135, 0.1);
}

/* Glassmorphism Utility Class */
.glass-card {
    background: var(--glass-bg);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid var(--glass-border);
    box-shadow: var(--glass-shadow);
}

/* Scroll Animation Classes */
.animate-on-scroll {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s cubic-bezier(0.25, 1, 0.5, 1), transform 0.8s cubic-bezier(0.25, 1, 0.5, 1);
    will-change: opacity, transform;
}

.animate-on-scroll.in-view {
    opacity: 1;
    transform: translateY(0);
}

.animate-delay-100 {
    transition-delay: 0.1s;
}

.animate-delay-200 {
    transition-delay: 0.2s;
}

.animate-delay-300 {
    transition-delay: 0.3s;
}


* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text-dark);
    line-height: 1.7;
    overflow-x: hidden;
}

/* Header */
header {
    background: var(--white);
    padding: 1rem 2rem;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: fixed;
    width: 100%;
    z-index: 1000;
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 180px;
    /* Increased to improve logo visibility */
    /* Premium Styling */
    background: linear-gradient(to right, #fffcf9, #f4f8ff);
    /* Subtle tint matching split sides */
    border-bottom: 4px solid;
    border-bottom: 4px solid;
    border-image: linear-gradient(to right, var(--secondary-color), var(--accent-blue)) 1;
}

/* Premium Floating Audit Button */
.premium-audit-float {
    position: fixed;
    bottom: 30px;
    left: 30px;
    z-index: 9999;
    background: linear-gradient(135deg, #0B4C8C 0%, #003366 100%);
    color: white;
    padding: 12px 25px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    box-shadow: 0 8px 20px rgba(11, 76, 140, 0.4);
    display: flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    border: 1px solid rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(5px);
    animation: float 3s ease-in-out infinite;
}

.premium-audit-float:hover {
    transform: translateY(-5px) scale(1.05);
    box-shadow: 0 12px 25px rgba(11, 76, 140, 0.5);
    background: linear-gradient(135deg, #0e5aa5 0%, #004080 100%);
}

.audit-icon {
    font-size: 1.2rem;
}

/* Floating Animation */
@keyframes float {
    0% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-5px);
    }

    100% {
        transform: translateY(0px);
    }
}

/* Premium Audit Floating Button Base Styles */
.premium-audit-float {
    position: fixed;
    bottom: 30px;
    left: 30px;
    background: linear-gradient(135deg, var(--primary-color) 0%, #004080 100%);
    color: white;
    padding: 12px 24px;
    border-radius: 50px;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    box-shadow: 0 4px 15px rgba(11, 76, 140, 0.3);
    z-index: 1000;
    transition: all 0.3s ease;
    animation: float 3s ease-in-out infinite;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.premium-audit-float:hover {
    transform: translateY(-5px) scale(1.02);
    box-shadow: 0 8px 25px rgba(11, 76, 140, 0.4);
    background: linear-gradient(135deg, #0e5aa5 0%, #003366 100%);
}

.premium-audit-float span {
    font-size: 1rem;
    letter-spacing: 0.5px;
}

/* Mobile responsive for floating button */
@media (max-width: 768px) {
    .premium-audit-float {
        display: none;
    }
}

/* Header Start */

.brand-center {
    text-align: center;
}

/* Tagline styling */
.tagline {
    font-size: 1.1rem;
    color: var(--accent-blue);
    margin-top: 10px;
    font-weight: 400;
    letter-spacing: 3px;
    text-transform: uppercase;
    opacity: 0.8;
}


.brand-text {
    font-size: 3.5rem;
    /* Increased for premium look */
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    letter-spacing: -0.5px;
}

.swasthiya-text {
    color: var(--secondary-color);
}

.sure-text {
    color: var(--accent-blue);
    font-style: italic;
}

/* Unified Hero Layout */
.hero-container {
    padding: 220px 2rem 5rem;
    min-height: 100vh;
    display: flex;
    justify-content: center;
    align-items: center;
    background: radial-gradient(circle at top, #f4f8ff, #fffcf9);
    position: relative;
    overflow: hidden;
}

.hero-content {
    max-width: 800px;
    text-align: center;
    z-index: 10;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    background: rgba(11, 76, 140, 0.1);
    color: var(--accent-blue);
    padding: 0.5rem 1.2rem;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.9rem;
    margin-bottom: 2rem;
    border: 1px solid rgba(11, 76, 140, 0.2);
}

.hero-heading {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem;
    line-height: 1.2;
    color: var(--primary-color);
    margin-bottom: 1.5rem;
    font-weight: 700;
}

.hero-description {
    font-size: 1.2rem;
    color: #555;
    margin-bottom: 2.5rem;
    max-width: 650px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
}

.hero-cta-group {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    margin-bottom: 4rem;
    flex-wrap: wrap;
}

.premium-cta-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 1rem 2rem;
    border-radius: 8px;
    font-size: 1.1rem;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.3s ease;
}

.premium-cta-btn.orange {
    background: linear-gradient(135deg, var(--secondary-color) 0%, #d65a12 100%);
    color: white;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.premium-cta-btn.orange:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(243, 111, 33, 0.4);
}

.premium-cta-btn.blue {
    background: white;
    color: var(--accent-blue);
    border: 2px solid var(--accent-blue);
}

.premium-cta-btn.blue:hover {
    background: var(--accent-blue);
    color: white;
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(11, 76, 140, 0.2);
}

.hero-trust-box {
    background: white;
    padding: 2rem;
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
    max-width: 650px;
    margin: 0 auto;
}

.trust-box-title {
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #888;
    margin-bottom: 1.5rem;
    font-weight: 600;
}

.advisors-grid {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 2rem;
}

.advisor-item {
    text-align: center;
}

.advisor-divider {
    width: 1px;
    height: 50px;
    background: var(--grey-200);
}

.agent-details {
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
}

.agency-code {
    font-size: 0.8rem;
    color: #666;
}

@media (max-width: 768px) {
    .hero-heading {
        font-size: 2.5rem;
    }

    .hero-container {
        padding-top: 180px;
    }

    .hero-cta-group {
        flex-direction: column;
    }

    .advisors-grid {
        flex-direction: column;
        gap: 1.5rem;
    }

    .advisor-divider {
        width: 100%;
        height: 1px;
    }
}

/* Split Layout */
.split-container {
    display: flex;
    height: 100vh;
    padding-top: 220px;
    /* Clear the fixed header with extra buffer */
    width: 100%;
    position: relative;
}

.split-side {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    padding: 4rem;
    transition: all var(--transition-speed) ease;
    position: relative;
    overflow: hidden;
    cursor: pointer;
}

.split-side::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    opacity: 0.1;
    transition: transform var(--transition-speed) ease;
    z-index: 0;
}

.split-side:hover::before {
    transform: scale(1.05);
    opacity: 0.15;
}

/* Left Side - ICICI */
.side-left {
    background: radial-gradient(circle at top left, #fffcf9, #fff5f0);
    border-right: 1px solid var(--grey-200);
}

.side-left .agent-tag {
    background-color: var(--icici-primary);
    color: white;
}

.side-left h2 {
    color: var(--icici-secondary);
}

.side-left button.cta-btn {
    background: linear-gradient(135deg, var(--icici-primary) 0%, #d65a12 100%);
    color: white;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.side-left button.cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(243, 111, 33, 0.4);
}

/* Right Side - HDFC */
.side-right {
    background: radial-gradient(circle at top right, #f5faff, #f0f5ff);
}

.side-right .agent-tag {
    background-color: var(--hdfc-secondary);
    color: white;
}

.side-right h2 {
    color: var(--hdfc-secondary);
}

.side-right button.cta-btn {
    background: linear-gradient(135deg, var(--hdfc-secondary) 0%, #003366 100%);
    color: white;
    box-shadow: 0 4px 15px rgba(0, 76, 143, 0.3);
}

.side-right button.cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(0, 76, 143, 0.4);
}

/* Content within Split */
.content-wrapper {
    position: relative;
    z-index: 10;
    text-align: center;
    max-width: 500px;
}

.company-logo-placeholder {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
    display: block;
    opacity: 0.9;
}

.agent-info {
    margin-top: 2rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
}

.features-grid {
    display: flex;
    justify-content: space-between;
    display: flex !important;
    justify-content: space-between;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: nowrap !important;
    overflow-x: auto;
    padding-bottom: 1rem;
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x mandatory;
}

/* Consultant Grid Section */
.consultant-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    /* Force 2 columns */
    gap: 2rem;
    margin-top: 3rem;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.consultant-card {
    background: white;
    padding: 2.5rem;
    border-radius: 12px;
    text-align: left;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s;
    display: flex;
    flex-direction: column;
    border: 1px solid var(--grey-200);
    /* Standard border for both */
}

.consultant-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 20px rgba(0, 0, 0, 0.1);
    border-color: var(--secondary-color);
    /* Highlight on hover */
}

.consultant-card h3 {
    font-size: 1.5rem;
    margin: 1rem 0 1.5rem;
    color: var(--primary-color);
}

.card-icon-wrapper {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--grey-100);
    color: #666;
}

/* VS Item Styles Removed */

.comparison-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.comparison-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-bottom: 1rem;
    font-size: 0.95rem;
    line-height: 1.5;
    color: #555;
}

.comparison-list li .icon {
    font-weight: 900;
    font-size: 1.1rem;
    margin-top: -2px;
}

.comparison-list li.negative .icon {
    color: #e74c3c;
    /* Red X */
}

.comparison-list li.positive .icon {
    color: #27ae60;
    /* Green Check */
}

@media (max-width: 768px) {
    .consultant-grid {
        grid-template-columns: 1fr;
        /* Stack on mobile */
    }
}

.agent-name {
    display: block;
    margin-top: 1rem;
    font-size: 1.5rem;
    font-weight: 700;
    font-family: 'Playfair Display', serif;
}

.description {
    margin-bottom: 1rem;
    color: #555;
    font-size: 1.1rem;
    max-width: 450px;
    margin-left: auto;
    margin-right: auto;
}

.cta-btn {
    padding: 1rem 2.5rem;
    border: none;
    border-radius: 6px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    letter-spacing: 0.5px;
}



/* Services Section */
#services {
    padding: 5rem 2rem;
    background-color: #fafbfc;
    text-align: center;
}

.services-grid {
    display: flex;
    justify-content: space-between;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: nowrap;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: nowrap;
}

@media (max-width: 1024px) {
    .services-grid {
        flex-wrap: wrap;
        justify-content: center;
    }

    .service-card {
        flex: 0 0 calc(50% - 1.5rem);
        max-width: calc(50% - 1.5rem);
    }
}

@media (max-width: 768px) {
    .services-grid {
        flex-direction: column;
        align-items: center;
    }

    .service-card {
        flex: 0 0 100%;
        max-width: 100%;
    }
}

.service-card {
    flex: 1;
    /* Equal width cards */
    min-width: 0;
    /* Allow shrinking */
    background: white;
    padding: 2rem 1.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 2px 4px -1px rgba(0, 0, 0, 0.03);
    transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    border-top: 5px solid transparent;
    display: flex;
    flex-direction: column;
}

.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
}

.service-card:nth-child(1) {
    border-color: var(--secondary-color);
    /* Health - Orange */
}

.service-card:nth-child(2) {
    border-color: #333;
    /* Motor - Neutral/Black */
}

.service-card:nth-child(3) {
    border-color: var(--accent-blue);
    /* House - Blue */
}

.service-card:nth-child(4) {
    border-color: var(--secondary-color);
    /* Travel - Orange */
}

.icon-wrapper {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background-color: var(--grey-100);
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    transition: background-color 0.3s;
}

.service-card:hover .icon-wrapper.health-icon {
    background-color: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.service-card:hover .icon-wrapper.motor-icon {
    background-color: rgba(51, 51, 51, 0.1);
    color: #333;
}

.service-card:hover .house-icon {
    background-color: rgba(11, 76, 140, 0.1);
    color: var(--accent-blue);
}

.service-card:hover .travel-icon {
    background-color: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.service-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--primary-color);
}

.service-card p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    flex-grow: 1;
    /* Push button to bottom */
}

.service-cta {
    display: inline-block;
    padding: 0.7rem 1.2rem;
    background-color: var(--primary-color);
    color: white;
    text-decoration: none;
    border-radius: 5px;
    font-size: 0.9rem;
    font-weight: 600;
    transition: background-color 0.3s, transform 0.2s;
}

.service-cta:hover {
    background-color: var(--secondary-color);
    transform: translateY(-2px);
}

/* Contact Section */
#contact-section {
    padding: 5rem 2rem;
    background: var(--white);
    text-align: center;
}

.container {
    max-width: 800px;
    margin: 0 auto;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: 2.5rem;
    margin-bottom: 2rem;
    color: var(--primary-color);
}

.contact-form {
    display: grid;
    gap: 1.5rem;
    text-align: left;
    background: white;
    padding: 2rem;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group label {
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--text-dark);
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.8rem;
    border: 1px solid var(--grey-200);
    border-radius: 5px;
    font-family: 'Inter', sans-serif;
    font-size: 1rem;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--accent-blue);
    box-shadow: 0 0 0 3px rgba(11, 76, 140, 0.1);
}

.submit-btn {
    background: linear-gradient(135deg, var(--secondary-color) 0%, #d65a12 100%);
    color: white;
    padding: 1rem;
    border: none;
    border-radius: 5px;
    font-size: 1.1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(243, 111, 33, 0.3);
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(243, 111, 33, 0.4);
}

/* Success Message */
.hidden {
    display: none !important;
}

#form-success-message {
    text-align: center;
    padding: 3rem;
    background: white;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
    animation: fadeIn 0.5s ease;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.success-icon {
    width: 80px;
    height: 80px;
    background: #e8f5e9;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    color: #2e7d32;
}

.success-icon svg {
    width: 40px;
    height: 40px;
}

#form-success-message h3 {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}

#form-success-message p {
    color: #555;
    font-size: 1.1rem;
    line-height: 1.6;
}

/* Footer */
/* Footer */
footer {
    background-color: #f8f9fa;
    color: #333;
    padding: 60px 2rem 30px;
    text-align: center;
    border-top: 1px solid #e9ecef;
}

.disclaimer {
    max-width: 900px;
    margin: 2rem auto 0;
    text-align: left;
    color: #666;
    font-size: 0.8rem;
    line-height: 1.6;
    border-top: 1px solid #ddd;
    padding-top: 1.5rem;
}

.disclaimer h4 {
    color: #555;
    margin-bottom: 0.5rem;
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.disclaimer strong {
    color: #333;
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .split-container {
        flex-direction: column;
        height: auto;
    }

    .split-side {
        padding: 4rem 1rem;
        min-height: 50vh;
    }

    .brand-logo {
        font-size: 1.5rem;
    }
}

/* WhatsApp Floating Button */


/* Blog Section */
#blog-section {
    padding: 5rem 0;
    background-color: #fcfdfe;
}

#blog-section .container {
    max-width: 1400px;
    /* Wider container for horizontal scroll */
    padding: 0 2rem;
}

.blog-grid {
    display: flex;
    overflow-x: auto;
    gap: 30px;
    margin-top: 50px;
    padding-bottom: 2rem;
    /* Space for shadow/hover transform */
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x mandatory;
}

.blog-card {
    background: #fff;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1), box-shadow 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    display: flex;
    flex-direction: column;
    flex: 0 0 350px;
    /* Fixed width for cards */
    min-width: 350px;
    scroll-snap-align: start;
}

.blog-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
}

.blog-image {
    width: 100%;
    height: 220px;
    overflow: hidden;
}

.blog-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
}

.blog-card:hover .blog-image img {
    transform: scale(1.1);
}

.blog-content {
    padding: 25px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.blog-category {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    color: var(--secondary-color);
    margin-bottom: 12px;
    letter-spacing: 1px;
    display: block;
}

.blog-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #333;
    line-height: 1.3;
}

.blog-card p {
    font-size: 1rem;
    color: #666;
    line-height: 1.6;
    margin-bottom: 20px;
    flex-grow: 1;
}

.read-more {
    font-weight: 600;
    color: var(--accent-blue);
    text-decoration: none;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.read-more:hover {
    color: var(--secondary-color);
}

@media (max-width: 768px) {
    #blog-section {
        padding: 60px 0;
    }

    .blog-card {
        flex: 0 0 300px;
        min-width: 300px;
    }
}

@media (min-width: 769px) and (max-width: 1024px) {
    /* Maintain horizontal scroll on tablets too */
}

/* About Us Section */
#about-section {
    padding: 5rem 0;
    background-color: #fff;
}

.about-wrapper {
    max-width: 900px;
    margin: 0 auto;
    text-align: center;
}

.about-content p {
    font-size: 1.2rem;
    line-height: 1.8;
    color: #555;
    margin-bottom: 50px;
}

.contact-details-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    text-align: left;
    margin-top: 40px;
}

.detail-item {
    display: flex;
    gap: 15px;
    padding: 20px;
    background: #f8fbff;
    border-radius: 12px;
    border: 1px solid rgba(11, 76, 140, 0.05);
    transition: transform 0.3s ease;
}

.detail-item:hover {
    transform: translateY(-5px);
    background: #fff;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
}

.detail-icon {
    color: var(--secondary-color);
    flex-shrink: 0;
}

.detail-text strong {
    display: inline-block;
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--secondary-color);
    margin-bottom: 0;
    margin-right: 5px;
}

.detail-text p {
    font-size: 0.95rem;
    line-height: 1.5;
    color: #444;
    margin: 0;
}

@media (max-width: 768px) {
    #about-section {
        padding: 60px 0;
    }

    .contact-details-grid {
        grid-template-columns: 1fr;
    }
}

/* Advisor Badges Alignment */
.advisor-badge-grid {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    margin-top: 2.5rem;
    flex-wrap: wrap;
}

.advisor-badge {
    display: flex;
    align-items: center;
    gap: 0.8rem;
    background-color: #f8fbff;
    padding: 0.8rem 1.2rem;
    border-radius: 8px;
    border: 1px solid rgba(11, 76, 140, 0.1);
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.03);
    transition: transform 0.3s ease;
}

.advisor-badge:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.06);
}

/* Article Pages Styling */
.article-header {
    background: #fff;
    padding: 20px 0;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.article-header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.back-link {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--secondary-color);
    text-decoration: none;
    font-weight: 600;
    transition: transform 0.3s ease;
}

.back-link:hover {
    transform: translateX(-5px);
}

.article-content {
    padding: 80px 0;
    max-width: 800px;
    margin: 0 auto;
}

.article-category {
    color: var(--primary-color);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 20px;
    display: block;
}

.article-title {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    color: #333;
    margin-bottom: 30px;
    line-height: 1.2;
}

.article-intro {
    font-size: 1.25rem;
    line-height: 1.8;
    color: #555;
    margin-bottom: 50px;
}

.checklist-box {
    background: #f8fbff;
    padding: 40px;
    border-radius: 20px;
    border: 1px solid rgba(11, 76, 140, 0.1);
    margin: 40px 0;
}

.checklist-box h3 {
    margin-bottom: 25px;
    color: var(--secondary-color);
}

.checklist-items {
    list-style: none;
    padding: 0;
}

.checklist-items li {
    padding: 15px 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    display: flex;
    gap: 15px;
    align-items: flex-start;
}

.checklist-items li:last-child {
    border-bottom: none;
}

.check-icon {
    color: #28a745;
    flex-shrink: 0;
    margin-top: 3px;
}

.checklist-items strong {
    color: #333;
    display: block;
    margin-bottom: 5px;
}

.checklist-items p {
    margin: 0;
    font-size: 0.95rem;
    color: #666;
}

.article-cta {
    text-align: center;
    margin-top: 60px;
}

@media (max-width: 768px) {
    .article-title {
        font-size: 2rem;
    }

    .checklist-box {
        padding: 25px;
    }
}

/* Offline Advantage Section */
/* Free Expert Benefits Section */
#free-benefits-section {
    padding: 5rem 2rem;
    background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 100%);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    max-width: 1400px;
    margin: 0 auto 3rem;
}

.benefit-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border: 2px solid #e9ecef;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.benefit-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--accent-blue) 0%, #1e88e5 100%);
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.benefit-card:hover::before {
    transform: scaleX(1);
}

.benefit-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.15);
    border-color: var(--accent-blue);
}

.highlight-benefit {
    border-color: var(--accent-blue);
    background: linear-gradient(135deg, #ffffff 0%, #e3f2fd 100%);
}

.highlight-benefit::before {
    transform: scaleX(1);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--accent-blue) 0%, #1e88e5 100%);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    color: white;
    box-shadow: 0 6px 20px rgba(33, 150, 243, 0.3);
}

.benefit-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    margin-bottom: 1rem;
    color: #333;
}

.benefit-card p {
    font-size: 0.95rem;
    color: #666;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    min-height: 60px;
}

/* Premium CTA Buttons */
.premium-cta-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 30px;
    border-radius: 50px;
    font-weight: 700;
    text-decoration: none;
    font-size: 0.95rem;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    letter-spacing: 0.5px;
    margin-top: auto;
    align-self: center;
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.1);
    cursor: pointer;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.premium-cta-btn .btn-icon {
    transition: transform 0.3s ease;
}

.premium-cta-btn:hover .btn-icon {
    transform: translateX(5px);
}

/* Glass-morphic Shine Effect */
.premium-cta-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(120deg,
            transparent,
            rgba(255, 255, 255, 0.2),
            transparent);
    transition: all 0.6s;
    z-index: -1;
}

.premium-cta-btn:hover::before {
    left: 100%;
}

.premium-cta-btn.orange {
    background: linear-gradient(135deg, var(--secondary-color) 0%, #d35400 100%);
    color: white !important;
    box-shadow: 0 4px 15px rgba(240, 107, 31, 0.3), 0 0 0 0px rgba(240, 107, 31, 0.2);
}

.premium-cta-btn.blue {
    background: linear-gradient(135deg, var(--accent-blue) 0%, #003366 100%);
    color: white !important;
    box-shadow: 0 4px 15px rgba(11, 76, 140, 0.2), 0 0 0 0px rgba(11, 76, 140, 0.1);
}

.premium-cta-btn:hover {
    transform: translateY(-4px);
}

.premium-cta-btn.orange:hover {
    box-shadow: 0 12px 25px rgba(240, 107, 31, 0.45), 0 0 0 4px rgba(240, 107, 31, 0.15);
    background: linear-gradient(135deg, #e67e22 0%, #d35400 100%);
}

.premium-cta-btn.blue:hover {
    box-shadow: 0 12px 25px rgba(11, 76, 140, 0.35), 0 0 0 4px rgba(11, 76, 140, 0.1);
    background: linear-gradient(135deg, #0e5aa5 0%, #004080 100%);
}

.benefit-cta::after {
    display: none;
}

.value-promise {
    max-width: 900px;
    margin: 0 auto;
    background: linear-gradient(135deg, #0c1e35 0%, #153255 100%);
    padding: 2.5rem 3rem;
    border-radius: 16px;
    display: flex;
    align-items: center;
    gap: 2rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

.promise-icon {
    flex-shrink: 0;
    width: 70px;
    height: 70px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: var(--secondary-color);
}

.promise-content h4 {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem;
    color: white;
    margin-bottom: 0.75rem;
}

.promise-content p {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.6;
    margin: 0;
}

/* Responsive for Benefits Grid */
@media (max-width: 1200px) {
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }
}

@media (max-width: 768px) {
    .benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    #free-benefits-section {
        padding: 4rem 1rem;
    }

    .benefit-card p {
        min-height: auto;
    }

    .value-promise {
        flex-direction: column;
        text-align: center;
        padding: 2rem 1.5rem;
    }

    .promise-content h4 {
        font-size: 1.3rem;
    }
}

/* How It Works Section */
#how-it-works-section {
    padding: 5rem 2rem;
    background: white;
}

#how-it-works-section .container {
    max-width: 1400px;
}

.steps-container {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    margin-top: 3rem;
    flex-wrap: nowrap;
}

.step-card {
    flex: 1;
    max-width: 280px;
    background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 100%);
    padding: 2.5rem 1.5rem;
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border: 2px solid #e9ecef;
    position: relative;
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
    border-color: var(--accent-blue);
}

.step-number {
    position: absolute;
    top: 1rem;
    right: 1rem;
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--accent-blue) 0%, #1e88e5 100%);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.2rem;
    box-shadow: 0 4px 10px rgba(33, 150, 243, 0.3);
}

.step-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #e3f2fd 0%, #bbdefb 100%);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    margin: 0 auto 1.5rem;
    color: var(--accent-blue);
}

.step-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    margin-bottom: 1rem;
    color: #333;
}

.step-card p {
    font-size: 0.95rem;
    color: #666;
    line-height: 1.6;
}

.step-connector {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent-blue);
    margin: 0 -0.5rem;
    z-index: 1;
}

/* Responsive for Trust Grid */
@media (max-width: 1024px) {
    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }

    .steps-container {
        flex-wrap: wrap;
    }

    .step-connector {
        display: none;
    }

    .step-card {
        max-width: 100%;
        margin-bottom: 1.5rem;
    }
}

@media (max-width: 768px) {
    .trust-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    #trust-section {
        padding: 3rem 1rem;
    }

    #how-it-works-section {
        padding: 4rem 1rem;
    }

    .stat-number {
        font-size: 2rem;
    }

    .step-card {
        padding: 2rem 1.5rem;
    }
}

/* Vision / Promise Section */
#vision-section {
    padding: 6rem 2rem;
    background-color: #fdfdfd;
    text-align: center;
    position: relative;
    border-top: 1px solid #eee;
    border-bottom: 1px solid #eee;
}

#vision-section::before {
    content: '';
    position: absolute;
    top: 2rem;
    left: 50%;
    transform: translateX(-50%);
    font-family: 'Playfair Display', serif;
    font-size: 8rem;
    color: rgba(243, 111, 33, 0.05);
    line-height: 0;
    pointer-events: none;
}

.vision-content {
    max-width: 900px;
    margin: 0 auto;
}

.vision-content p {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    font-style: italic;
    color: #444;
    line-height: 1.8;
    margin-bottom: 3rem;
}

.signatures {
    display: flex;
    justify-content: center;
    gap: 4rem;
}

.signature-block {
    display: flex;
    flex-direction: column;
    align-items: center;
}

.sign-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
}

.sign-title {
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--secondary-color);
    margin-top: 0.25rem;
}

@media (max-width: 768px) {
    #vision-section {
        padding: 4rem 1.5rem;
    }

    .vision-content p {
        font-size: 1.2rem;
    }

    .signatures {
        flex-direction: column;
        gap: 2rem;
    }
}

/* Why SwasthiyaSure Grid */
.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.feature-card {
    background: white;
    padding: 2.5rem 1.5rem;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.04);
    text-align: center;
    border: 1px solid rgba(0, 0, 0, 0.03);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 30px rgba(0, 0, 0, 0.08);
}

.feature-icon {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, #fff5f0, #fffcf9);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
    color: var(--secondary-color);
    box-shadow: 0 4px 10px rgba(243, 111, 33, 0.1);
}

.feature-card h4 {
    margin-bottom: 0.75rem;
    font-size: 1.25rem;
    color: var(--primary-color);
    font-weight: 600;
}

.feature-card p {
    color: #555;
    font-size: 0.95rem;
    line-height: 1.6;
}

@media (max-width: 900px) {
    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .features-grid {
        grid-template-columns: 1fr;
    }
}

/* Verified Badge Styling */
.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 4px 10px;
    border-radius: 20px;
    background: rgba(0, 0, 0, 0.06);
    color: #444;
    margin-top: 8px;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.verified-badge svg {
    color: var(--secondary-color);
}

/* Verified Badge Styling */
.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 6px 12px;
    border-radius: 20px;
    background: rgba(0, 0, 0, 0.04);
    color: #555;
    margin-top: 10px;
    border: 1px solid rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.verified-badge svg {
    color: var(--secondary-color);
}

.verified-badge:hover {
    background: white;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
    transform: translateY(-2px);
}

/* NRI Section Styling */
#nri-section {
    padding: 6rem 0;
    background: linear-gradient(135deg, #f0f9ff 0%, #e6f3ff 100%);
    text-align: center;
}

.nri-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.nri-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
    border-top: 4px solid transparent;
    transition: transform 0.3s ease;
}

.nri-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.nri-card.highlight-card {
    border-top: 4px solid var(--secondary-color);
    background: #fffcf9;
}

.nri-icon {
    width: 64px;
    height: 64px;
    background: rgba(11, 76, 140, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem auto;
    color: var(--accent-blue);
}

.highlight-card .nri-icon {
    background: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
}

.nri-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    margin-bottom: 0.8rem;
    color: var(--primary-color);
}

.nri-card p {
    color: #555;
    line-height: 1.6;
}

.nri-cta {
    margin-top: 3rem;
}

@media(max-width: 1100px) {
    .nri-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media(max-width: 600px) {
    .nri-grid {
        grid-template-columns: 1fr;
    }
}

/* GST Banner */
#gst-banner {
    background: var(--primary-color);
    color: white;
    padding: 0.8rem 0;
    text-align: center;
    font-size: 0.95rem;
    position: relative;
    z-index: 10;
}

#gst-banner .container {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 1rem;
    flex-wrap: wrap;
}

.banner-icon {
    font-size: 1.2rem;
}

#gst-banner .highlight {
    color: #ffd700;
    font-weight: 700;
}

.banner-link {
    color: white;
    text-decoration: underline;
    font-weight: 600;
    margin-left: 0.5rem;
    transition: opacity 0.3s;
}

.banner-link:hover {
    opacity: 0.8;
}

/* GST Alert Section */
#gst-alert-section {
    padding: 1.5rem 0;
    background: white;
}

.alert-box {
    background: linear-gradient(135deg, #fffbf0 0%, #fff 100%);
    border: 2px solid #F36F21;
    border-radius: 12px;
    padding: 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
    box-shadow: 0 10px 30px rgba(243, 111, 33, 0.15);
    position: relative;
    overflow: hidden;
}

.alert-content {
    flex: 1;
}

.alert-badge {
    display: inline-block;
    background: #e53935;
    color: white;
    font-size: 0.75rem;
    font-weight: 700;
    padding: 4px 8px;
    border-radius: 4px;
    margin-bottom: 0.8rem;
    letter-spacing: 0.5px;
}

.alert-content h2 {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem;
    color: var(--text-dark);
    margin-bottom: 0.5rem;
    line-height: 1.1;
}

.big-zero {
    color: #F36F21;
    font-weight: 800;
    font-size: 2.8rem;
}

.alert-sub {
    font-size: 1.1rem;
    color: #555;
}

.alert-action {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 1rem;
    min-width: 200px;
}

.savings-tag {
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 700;
    color: #2e7d32;
    font-size: 1.1rem;
}

.small-btn {
    padding: 0.8rem 1.5rem;
    font-size: 1rem;
}

@media(max-width: 768px) {
    .alert-box {
        flex-direction: column;
        text-align: center;
        padding: 1.5rem;
    }

    .alert-action {
        width: 100%;
    }
}

/* Provider Offers Styling */
.provider-offers {
    margin-top: 4rem;
    text-align: left;
}

.subsection-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    color: var(--primary-color);
    margin-bottom: 2rem;
    text-align: center;
}

.offers-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
}

.offer-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.06);
    border-left: 5px solid #ccc;
    transition: transform 0.3s ease;
}

.offer-card:hover {
    transform: translateY(-5px);
}

.icici-offer {
    border-left-color: var(--icici-primary);
}

.hdfc-offer {
    border-left-color: #E21717;
}

.offer-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    border-bottom: 1px solid #eee;
    padding-bottom: 1rem;
}

.provider-name {
    font-weight: 700;
    font-size: 1.2rem;
    color: #333;
}

.offer-tag {
    background: #e8f5e9;
    color: #2e7d32;
    padding: 4px 8px;
    border-radius: 4px;
    font-size: 0.85rem;
    font-weight: 600;
}

.offer-list {
    list-style: none;
    padding: 0;
}

.offer-list li {
    margin-bottom: 0.8rem;
    padding-left: 1.5rem;
    position: relative;
    color: #555;
    font-size: 0.95rem;
}

.offer-list li::before {
    content: '';
    position: absolute;
    left: 0;
    color: var(--secondary-color);
    font-weight: bold;
}

@media(max-width: 768px) {
    .offers-grid {
        grid-template-columns: 1fr;
    }

    /* Mobile Header Adjustments */
    header {
        flex-direction: column;
        padding: 1rem;
        height: auto;
        min-height: auto;
        gap: 1rem;
    }

    .logo-link {
        position: static !important;
        margin-bottom: 0.5rem;
    }

    .logo-link img {
        height: 80px !important;
        /* Smaller logo on mobile */
    }

    .logo-link img {
        height: 80px !important;
        /* Smaller logo on mobile */
    }

    .split-container {
        padding-top: 280px;
        /* Increased padding top to account for stacked header */
    }
}

/* Testimonials Section */
/* Testimonials Section */
#testimonials-section {
    padding: 3rem 2rem;
    /* Reduced from 5rem */
    background-color: #fffcf9;
    text-align: center;
}

.testimonials-grid {
    display: flex;
    justify-content: center;
    gap: 1.5rem;
    /* Reduced gap */
    margin-top: 2rem;
    flex-wrap: wrap;
}

.testimonial-card {
    background: white;
    padding: 1.5rem;
    /* Reduced from 2.5rem */
    border-radius: 10px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
    flex: 1;
    min-width: 280px;
    /* Smaller minimum */
    max-width: 320px;
    /* Smaller maximum */
    text-align: left;
    position: relative;
    border-top: 3px solid var(--secondary-color);
}

.quote-icon {
    font-size: 2rem;
    /* Smaller icon */
    color: #ffd1b3;
    position: absolute;
    top: 0.8rem;
    right: 1rem;
    font-family: serif;
}

.testimonial-text {
    font-size: 0.95rem;
    /* Slightly smaller text */
    line-height: 1.5;
    color: #555;
    margin-bottom: 1rem;
    font-style: italic;
}

.client-info {
    display: flex;
    align-items: center;
    gap: 0.8rem;
}

.client-avatar {
    width: 40px;
    /* Smaller avatar */
    height: 40px;
    background: var(--grey-100);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    font-weight: bold;
    color: var(--primary-color);
    font-size: 1rem;
}

.client-details h4 {
    margin: 0;
    color: var(--primary-color);
    font-size: 0.9rem;
}

.client-details span {
    font-size: 0.8rem;
    color: #777;
}

@media (max-width: 768px) {
    .testimonial-card {
        min-width: 100%;
        margin-bottom: 1rem;
    }
}

/* FORCE EDITORIAL STYLE */
#testimonials-section {
    padding: 4rem 2rem !important;
    background-color: #fffcf9 !important;
}

.testimonials-grid {
    gap: 0 !important;
    max-width: 1000px !important;
    margin-left: auto !important;
    margin-right: auto !important;
}

.testimonial-card {
    background: transparent !important;
    padding: 0 2rem !important;
    box-shadow: none !important;
    border-radius: 0 !important;
    min-width: 250px !important;
    text-align: center !important;
    border-top: none !important;
    border-right: 1px solid #e0e0e0 !important;
}

.testimonial-card:last-child {
    border-right: none !important;
}

.quote-icon {
    font-size: 2.5rem !important;
    opacity: 0.3 !important;
    position: static !important;
    display: block !important;
    margin: 0 auto 1rem auto !important;
}

.testimonial-text {
    font-family: 'Playfair Display', serif !important;
    font-size: 1.1rem !important;
    font-style: italic !important;
}

.client-info {
    flex-direction: column !important;
    gap: 0.5rem !important;
}

.client-avatar {
    width: 45px !important;
    height: 45px !important;
    margin-bottom: 0.5rem !important;
    background: white !important;
    border: 1px solid #eee !important;
}

.client-details h4 {
    font-size: 0.95rem !important;
    letter-spacing: 0.5px !important;
    text-transform: uppercase !important;
}

@media (max-width: 768px) {
    .testimonial-card {
        border-right: none !important;
        border-bottom: 1px solid #eee !important;
        padding-bottom: 2rem !important;
        margin-bottom: 2rem !important;
    }

    .testimonial-card:last-child {
        border-bottom: none !important;
    }
}

/* Partners Section */
#partners-section {
    padding: 100px 2rem;
    background: linear-gradient(to bottom, #fafbfc, #ffffff);
}

#partners-section .container {
    max-width: 1200px;
}

.section-intro {
    text-align: center;
    font-size: 1.1rem;
    color: #666;
    max-width: 700px;
    margin: 0 auto 3rem;
    line-height: 1.6;
}

/* Partners Grid */
.partners-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(450px, 1fr));
    gap: 3rem;
    margin-top: 3rem;
}

/* Partner Card */
.partner-card {
    background: white;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
    border: 1px solid var(--grey-200);
}

.partner-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

/* Partner Logo Container */
.partner-logo-container {
    padding: 3rem 2rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-bottom: 3px solid var(--grey-100);
    display: flex;
    justify-content: center;
    align-items: center;
}

.partner-logo {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
}

/* HDFC ERGO Logo */
.hdfc-logo .logo-text-hdfc {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    font-weight: 800;
    color: #F36F21;
    letter-spacing: -1px;
    line-height: 1;
}

.hdfc-logo .logo-text-ergo {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    font-weight: 800;
    color: #0B4C8C;
    letter-spacing: -1px;
    line-height: 1;
}

/* ICICI Lombard Logo */
.icici-logo .logo-text-icici {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    font-weight: 800;
    color: #ED1C24;
    letter-spacing: -1px;
    line-height: 1;
}

.icici-logo .logo-text-lombard {
    font-family: 'Playfair Display', serif;
    font-size: 3rem;
    font-weight: 800;
    color: #00529C;
    letter-spacing: -1px;
    line-height: 1;
}

/* Partner Content */
.partner-content {
    padding: 2rem;
}

.partner-content h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #333;
    margin: 0 0 1rem 0;
}

.partner-badge {
    display: inline-block;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 0.4rem 1rem;
    border-radius: 20px;
    margin-bottom: 1.5rem;
}

.partner-description {
    color: #555;
    font-size: 1rem;
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

/* Partner Features List */
.partner-features {
    list-style: none;
    padding: 0;
    margin: 0 0 1.5rem 0;
}

.partner-features li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.75rem 0;
    font-size: 0.95rem;
    color: #444;
    border-bottom: 1px solid #f0f0f0;
}

.partner-features li:last-child {
    border-bottom: none;
}

.partner-features svg {
    flex-shrink: 0;
    stroke: #28a745;
}

/* Partner Contact */
.partner-contact {
    background: #f8f9fa;
    padding: 1rem 1.25rem;
    border-radius: 10px;
    border-left: 4px solid var(--accent-blue);
    font-size: 0.95rem;
    color: #555;
}

.partner-contact strong {
    color: #333;
}

/* Partner Disclaimer */
.partner-disclaimer {
    margin-top: 3rem;
    padding: 1.5rem;
    background: #f8f9fa;
    border-left: 4px solid var(--accent-blue);
    border-radius: 8px;
    text-align: center;
}

.partner-disclaimer p {
    margin: 0;
    color: #555;
    font-size: 0.9rem;
    line-height: 1.6;
}

.partner-disclaimer em {
    font-style: italic;
}


/* ===== TRUST BADGES - CARD STYLE ===== */
.trust-badges {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    padding: 3rem 2rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 16px;
    margin: 2rem auto;
    max-width: 1200px;
}

.trust-badge {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 1rem;
    padding: 2rem 1.5rem;
    background: white;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
    border: 2px solid transparent;
    position: relative;
    overflow: hidden;
}

.trust-badge::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--secondary-color), var(--accent-blue));
    transform: scaleX(0);
    transition: transform 0.3s ease;
}

.trust-badge:hover::before {
    transform: scaleX(1);
}

.trust-badge:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.15);
    border-color: rgba(243, 111, 33, 0.2);
}

.trust-badge-icon {
    width: 64px;
    height: 64px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--secondary-color), #d65a12);
    border-radius: 50%;
    color: white;
    box-shadow: 0 6px 20px rgba(243, 111, 33, 0.3);
}

.trust-badge-icon svg {
    width: 28px;
    height: 28px;
    stroke-width: 2;
}

.trust-badge-text {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.trust-badge-text h4 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--primary-color);
    margin: 0;
    font-family: 'Playfair Display', serif;
}

.trust-badge-text p {
    font-size: 0.85rem;
    color: #666;
    margin: 0;
}

/* Responsive Trust Badges */
@media (max-width: 1024px) {
    .trust-badges {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.25rem;
    }
}

@media (max-width: 600px) {
    .trust-badges {
        grid-template-columns: 1fr;
        padding: 2rem 1rem;
    }

    .trust-badge {
        flex-direction: row;
        text-align: left;
        padding: 1.5rem;
    }

    .trust-badge-icon {
        width: 50px;
        height: 50px;
        flex-shrink: 0;
    }

    .trust-badge-icon svg {
        width: 24px;
        height: 24px;
    }
}

/* Responsive Design for Partners Section */
@media (max-width: 1024px) {
    .partners-grid {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
}

@media (max-width: 768px) {
    #partners-section {
        padding: 60px 1rem;
    }

    .partners-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .partner-logo-container {
        padding: 2rem 1.5rem;
    }

    .hdfc-logo .logo-text-hdfc,
    .hdfc-logo .logo-text-ergo,
    .icici-logo .logo-text-icici,
    .icici-logo .logo-text-lombard {
        font-size: 2.5rem;
    }

    .partner-content {
        padding: 1.5rem;
    }

    .partner-content h3 {
        font-size: 1.3rem;
    }
}

/* ==============================================
   NEW WEBSITE ENHANCEMENTS - CSS STYLES
   Added: February 6, 2026
   ============================================== */

/* ===== FAQ SECTION ===== */
#faq-section {
    padding: 5rem 0;
    background-color: #fafbfc;
}

#faq-section .section-intro {
    text-align: center;
    color: #666;
    font-size: 1.1rem;
    margin-bottom: 50px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.faq-container {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background: white;
    border-radius: 12px;
    margin-bottom: 20px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.faq-question {
    padding: 25px 30px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: white;
    transition: background 0.3s ease;
}

.faq-question:hover {
    background: #f8f9fa;
}

.faq-question h3 {
    font-family: 'Inter', sans-serif;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--primary-color);
    margin: 0;
    flex: 1;
    padding-right: 20px;
}

.faq-icon {
    flex-shrink: 0;
    transition: transform 0.3s ease;
    color: var(--secondary-color);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.4s ease;
    padding: 0 30px;
}

.faq-item.active .faq-answer {
    max-height: 1000px;
    padding: 0 30px 25px 30px;
}

.faq-answer p {
    color: #555;
    line-height: 1.8;
    margin-bottom: 15px;
}

.faq-answer ul,
.faq-answer ol {
    color: #555;
    line-height: 1.8;
    padding-left: 25px;
    margin: 15px 0;
}

.faq-answer li {
    margin-bottom: 10px;
}

.faq-answer strong {
    color: var(--primary-color);
    font-weight: 600;
}

/* ===== TRUST BADGES ===== */
.trust-badges {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
    padding: 2rem 1.5rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 12px;
    margin: 2rem auto;
    max-width: 1200px;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 18px;
    background: white;
    border-radius: 8px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease;
    flex: 0 1 auto;
    min-width: 200px;
}

.trust-badge:hover {
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.trust-badge-icon {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--secondary-color), #d65a12);
    border-radius: 50%;
    color: white;
}

.trust-badge-text h4 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--primary-color);
    margin: 0 0 3px 0;
    white-space: nowrap;
}

.trust-badge-text p {
    font-size: 0.8rem;
    color: #666;
    margin: 0;
    white-space: nowrap;
}

/* ===== MOBILE RESPONSIVE STYLES ===== */
@media (max-width: 768px) {
    #faq-section {
        padding: 60px 0;
    }

    .faq-question {
        padding: 20px;
    }

    .faq-question h3 {
        font-size: 1rem;
    }

    .faq-answer {
        padding: 0 20px;
    }

    .faq-item.active .faq-answer {
        padding: 0 20px 20px 20px;
    }

    .trust-badges {
        gap: 20px;
        padding: 20px 15px;
    }

    .trust-badge {
        padding: 12px 20px;
        width: 100%;
        max-width: 300px;
    }

    .trust-badge-text h4 {
        font-size: 1rem;
    }
}

.trust-badge-icon svg {
    width: 20px;
    height: 20px;
    stroke-width: 2.5;
}

/* ==============================================
   CONVERSION BOOSTERS (Added for Business Growth)
   ============================================== */

/* Floating WhatsApp Button (Desktop & Mobile) */
.floating-whatsapp {
    position: fixed;
    bottom: 30px;
    right: 30px;
    background-color: #25D366;
    color: white;
    width: 55px;
    height: 55px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
    z-index: 9999;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    cursor: pointer;
    text-decoration: none;
}

.floating-whatsapp:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.2);
}

.whatsapp-icon {
    width: 30px;
    height: 30px;
    fill: white;
}

.whatsapp-tooltip {
    position: absolute;
    right: 70px;
    background: white;
    color: #333;
    padding: 8px 15px;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: 600;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s;
    white-space: nowrap;
}

.floating-whatsapp:hover .whatsapp-tooltip {
    opacity: 1;
    visibility: visible;
}

/* Mobile Sticky Contact Bar (Hidden on Desktop) */
.mobile-sticky-bar {
    display: none;
    /* Hidden by default */
    position: fixed;
    bottom: 0;
    left: 0;
    width: 100%;
    background: white;
    box-shadow: 0 -2px 10px rgba(0, 0, 0, 0.1);
    z-index: 10000;
    padding: 10px;
    justify-content: space-between;
    gap: 10px;
}

.mobile-btn {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px;
    border-radius: 8px;
    font-weight: 700;
    text-decoration: none;
    font-size: 1rem;
}

.btn-call {
    background-color: #0B4C8C;
    /* Primary Blue */
    color: white;
}

.btn-whatsapp {
    background-color: #25D366;
    color: white;
}

/* Mobile Responsive Rules */
@media (max-width: 768px) {
    .floating-whatsapp {
        bottom: 80px;
        /* Move up to make room for sticky bar */
        right: 20px;
        width: 45px;
        height: 45px;
    }

    .whatsapp-tooltip {
        display: none;
        /* Hide tooltip on mobile */
    }

    .mobile-sticky-bar {
        display: flex;
        /* Show sticky bar on mobile */
    }

    /* Add padding to body so content isn't covered */
    body {
        padding-bottom: 70px;
    }
}

/* ==============================================
   LAYOUT POLISH (Professional Spacing)
   ============================================== */
section {
    padding: 80px 0 !important;
}

#hero,
.split-container {
    padding: 0 !important;
    /* Exclude Hero */
}

/* Ensure consistent container width */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Forced WhatsApp Button Fix */
.whatsapp-float-btn {
    position: fixed !important;
    bottom: 30px !important;
    right: 30px !important;
    background-color: #25D366 !important;
    color: white !important;
    width: 55px !important;
    height: 55px !important;
    border-radius: 50% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15) !important;
    z-index: 2147483647 !important;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    cursor: pointer;
    text-decoration: none;
}

.whatsapp-float-btn:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.2);
}

.whatsapp-float-btn:hover .whatsapp-tooltip {
    opacity: 1 !important;
    visibility: visible !important;
}

/* Hide on mobile if needed, or adjust position */
@media (max-width: 768px) {
    .whatsapp-float-btn {
        bottom: 80px !important;
        width: 45px !important;
        height: 45px !important;
    }

    .whatsapp-float-btn .whatsapp-tooltip {
        display: none !important;
    }
}

/* =========================================
   TRUST BADGES SECTION (Migrated)
   ========================================= */
.trust-badges {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 15px;
    flex-wrap: nowrap;
    padding: 2rem 1rem;
    background: linear-gradient(135deg, #f8f9fa 0%, #ffffff 100%);
    border-radius: 12px;
    margin: 2rem auto;
    max-width: 1200px;
    overflow-x: auto;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 15px;
    background: white;
    border-radius: 8px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease;
    flex: 1 1 auto;
    min-width: 180px;
    white-space: nowrap;
}

.trust-badge:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 15px rgba(0, 0, 0, 0.12);
}

.trust-badge-icon {
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, #F36F21, #d65a12);
    border-radius: 50%;
    color: white;
    flex-shrink: 0;
}

.trust-badge-icon svg {
    width: 18px;
    height: 18px;
    stroke-width: 2.5;
}

.trust-badge-text h4 {
    font-size: 0.95rem;
    font-weight: 700;
    color: #0B4C8C;
    margin: 0 0 2px 0;
    white-space: normal;
    line-height: 1.2;
}

.trust-badge-text p {
    font-size: 0.75rem;
    color: #666;
    margin: 0;
    white-space: normal;
    line-height: 1.3;
}

@media (max-width: 768px) {
    .trust-badges {
        flex-wrap: wrap;
    }

    .trust-badge {
        min-width: 45%;
        flex: 1 1 45%;
    }
}

/* =========================================
   AUDIT PAGE PREMIUM STYLES (Migrated)
   ========================================= */

/* Ambient Background blobs */
.bg-blob {
    position: fixed;
    border-radius: 50%;
    filter: blur(80px);
    z-index: -1;
    opacity: 0.6;
}

.blob-1 {
    top: -10%;
    right: -5%;
    width: 50vw;
    height: 50vw;
    background: radial-gradient(circle, rgba(11, 76, 140, 0.15) 0%, rgba(255, 255, 255, 0) 70%);
    animation: float-slow 15s ease-in-out infinite alternate;
}

.blob-2 {
    bottom: -10%;
    left: -10%;
    width: 60vw;
    height: 60vw;
    background: radial-gradient(circle, rgba(243, 111, 33, 0.08) 0%, rgba(255, 255, 255, 0) 70%);
    animation: float-slow 18s ease-in-out infinite alternate-reverse;
}

@keyframes float-slow {
    0% {
        transform: translate(0, 0);
    }

    100% {
        transform: translate(30px, 50px);
    }
}

/* Main Container with refined Glassmorphism */
.audit-container {
    max-width: 900px;
    margin: 0 auto 80px;
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-radius: 24px;
    box-shadow: var(--shadow-lg);
    padding: 60px;
    position: relative;
    z-index: 10;
    border: 1px solid var(--glass-border);
}

.premium-badge {
    position: absolute;
    top: 0;
    right: 40px;
    transform: translateY(-50%);
    background: linear-gradient(135deg, var(--secondary-color) 0%, #d35400 100%);
    color: white;
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    box-shadow: 0 8px 20px rgba(243, 111, 33, 0.3);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.premium-badge::before {
    content: '';
    font-size: 1.1em;
}

/* Typography */
.main-title {
    text-align: center;
    color: var(--primary-color);
    font-family: var(--font-heading);
    font-size: 3rem;
    margin-bottom: 15px;
    font-weight: 700;
    letter-spacing: -0.5px;
    line-height: 1.1;
}

.subtitle {
    text-align: center;
    color: #666;
    margin-bottom: 50px;
    font-size: 1.1rem;
    font-weight: 400;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.6;
}

/* Progress Indicators */
.step-progress {
    display: flex;
    justify-content: space-between;
    margin-bottom: 60px;
    position: relative;
    padding: 0 50px;
}

.step-progress::before {
    content: '';
    position: absolute;
    top: 22px;
    left: 70px;
    right: 70px;
    height: 3px;
    background: #e9ecef;
    border-radius: 3px;
    z-index: 0;
}

.step-wrapper {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    z-index: 1;
    gap: 12px;
}

.step-indicator {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: white;
    border: 3px solid #e9ecef;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    color: #adb5bd;
    transition: all 0.5s cubic-bezier(0.34, 1.56, 0.64, 1);
    font-size: 1.1rem;
}

.step-indicator.active {
    border-color: var(--secondary-color);
    background: var(--secondary-color);
    color: white;
    transform: scale(1.15);
    box-shadow: 0 0 0 6px rgba(243, 111, 33, 0.15);
}

.step-indicator.completed {
    border-color: var(--success-color);
    background: var(--success-color);
    color: white;
    border: 3px solid var(--success-color);
}

.step-label {
    font-size: 0.8rem;
    font-weight: 600;
    color: #adb5bd;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    transition: color 0.3s;
}

.accordion-active .step-label,
.step-wrapper:has(.step-indicator.active) .step-label {
    color: var(--secondary-color);
    color: #333;
}

/* Forms */
.form-step {
    display: none;
    animation: slideUpFade 0.6s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.form-step.active {
    display: block;
}

@keyframes slideUpFade {
    from {
        opacity: 0;
        transform: translateY(20px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.step-title {
    text-align: center;
    margin-bottom: 12px;
    color: var(--primary-color);
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 700;
}

.step-description {
    text-align: center;
    color: #666;
    margin-bottom: 40px;
    font-size: 1rem;
}

/* Checklist */
.checklist-section {
    margin-top: 20px;
}

.checklist-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.checklist-item {
    background: #fff;
    padding: 18px 20px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    gap: 16px;
    cursor: pointer;
    border: 1px solid #e9ecef;
    transition: all 0.2s ease;
    position: relative;
}

.checklist-item:hover {
    border-color: #dee2e6;
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.checklist-item input[type='checkbox'] {
    width: 22px;
    height: 22px;
    accent-color: var(--secondary-color);
    cursor: pointer;
    margin: 0;
}

.checklist-item label {
    cursor: pointer;
    flex-grow: 1;
    font-size: 0.95rem;
    color: #495057;
    font-weight: 500;
    margin: 0;
}

/* Buttons */
.form-nav {
    display: flex;
    justify-content: space-between;
    margin-top: 50px;
    padding-top: 30px;
    border-top: 1px solid #e9ecef;
}

.btn {
    padding: 16px 36px;
    border-radius: 50px;
    border: none;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: all 0.3s;
    font-family: var(--font-ui);
    display: inline-flex;
    align-items: center;
    gap: 10px;
}

.btn-prev {
    background: transparent;
    color: #6c757d;
    border: 1px solid #ced4da;
}

.btn-prev:hover {
    background: #f8f9fa;
    color: #212529;
    border-color: #adb5bd;
}

.btn-next {
    background: linear-gradient(135deg, var(--secondary-color) 0%, #e65100 100%);
    color: white;
    box-shadow: 0 10px 20px rgba(243, 111, 33, 0.25);
}

.btn-next:hover {
    transform: translateY(-2px);
    box-shadow: 0 15px 30px rgba(243, 111, 33, 0.35);
}

/* Results */
.results-hero {
    text-align: center;
    margin-bottom: 40px;
}

.score-display {
    position: relative;
    width: 240px;
    height: 240px;
    margin: 40px auto;
}

.score-value {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-heading);
    font-size: 4.5rem;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1;
    padding-bottom: 10px;
}

.score-label {
    position: absolute;
    bottom: 45px;
    left: 0;
    width: 100%;
    text-align: center;
    font-size: 0.85rem;
    color: #6c757d;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.rating-badge {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 30px;
    border-radius: 50px;
    font-weight: 600;
    font-size: 1.1rem;
    background: #f8f9fa;
    box-shadow: var(--shadow-sm);
    color: #495057;
    margin-top: 10px;
}

/* Insights */
.insights-container {
    margin-top: 50px;
}

.insight-card {
    background: #fff;
    border-radius: 16px;
    padding: 24px;
    margin-bottom: 20px;
    border: 1px solid rgba(0, 0, 0, 0.05);
    border-left: 4px solid var(--secondary-color);
    box-shadow: var(--shadow-sm);
    transition: transform 0.2s;
}

.insight-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-md);
}

.insight-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 12px;
}

.insight-icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    background: #f8f9fa;
}

.insight-icon.critical {
    background: #ffe3e3;
    color: #c0392b;
}

.insight-icon.warning {
    background: #fff3cd;
    color: #856404;
}

.insight-icon.success {
    background: #d4edda;
    color: #155724;
}

.insight-icon.info {
    background: #d1ecf1;
    color: #0c5460;
}

.insight-title {
    font-weight: 700;
    color: #2c3e50;
    font-size: 1.1rem;
    font-family: var(--font-heading);
}

.insight-body {
    color: #666;
    line-height: 1.6;
    font-size: 0.95rem;
    padding-left: 58px;
}

/* Actions */
.action-buttons {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-top: 60px;
}

.action-btn {
    padding: 20px 24px;
    border-radius: 16px;
    border: 2px solid transparent;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: all 0.3s;
    text-decoration: none;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 10px;
    text-align: center;
    height: 100%;
}

.action-btn.primary {
    background: var(--primary-color);
    color: white;
    box-shadow: 0 15px 30px rgba(11, 76, 140, 0.2);
}

.action-btn.primary:hover {
    background: #083b6e;
    transform: translateY(-3px);
}

.action-btn.secondary {
    background: #fff;
    color: #495057;
    border-color: #e9ecef;
}

.action-btn.secondary:hover {
    border-color: var(--primary-color);
    color: var(--primary-color);
    background: #f8f9fa;
}

/* Overlay */
.loading-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(255, 255, 255, 0.98);
    z-index: 9999;
    display: none;
    justify-content: center;
    align-items: center;
    flex-direction: column;
}

.spinner {
    width: 64px;
    height: 64px;
    border: 4px solid #f3f3f3;
    border-top: 4px solid var(--secondary-color);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

@keyframes spin {
    100% {
        transform: rotate(360deg);
    }
}

/* Responsive */
@media (max-width: 768px) {
    .audit-container {
        padding: 40px 24px;
        margin: 20px;
        border-radius: 20px;
    }

    .main-title {
        font-size: 2.2rem;
    }

    .step-title {
        font-size: 1.6rem;
    }

    .step-progress {
        padding: 0;
        margin-bottom: 40px;
    }

    .step-progress::before {
        display: none;
    }

    .step-indicator {
        width: 40px;
        height: 40px;
        font-size: 0.9rem;
    }

    .step-label {
        font-size: 0.7rem;
        margin-top: 6px;
    }

    .form-grid-2,
    .checklist-grid,
    .action-buttons {
        grid-template-columns: 1fr;
    }

    .insight-body {
        padding-left: 0;
        margin-top: 10px;
    }

    .premium-badge {
        right: 50%;
        top: 0;
        transform: translate(50%, -50%);
        width: auto;
        white-space: nowrap;
    }
}



/* WhatsApp Floating Button */
.whatsapp-float {
    position: fixed;
    width: 60px;
    height: 60px;
    bottom: 30px;
    right: 30px;
    background-color: #25d366;
    color: #FFF;
    border-radius: 50px;
    text-align: center;
    font-size: 30px;
    box-shadow: 2px 2px 3px #999;
    z-index: 1000;
    display: flex;
    /* Flexbox to center the icon */
    align-items: center;
    justify-content: center;
    transition: transform 0.3s ease;
}

.whatsapp-float:hover {
    transform: scale(1.1);
}

.whatsapp-icon {
    width: 35px;
    /* Adjust size as needed */
    height: 35px;
}

/* Ensure it is visible on mobile */
@media screen and (max-width: 767px) {
    .whatsapp-float {
        width: 50px;
        height: 50px;
        bottom: 20px;
        right: 20px;
    }

    .whatsapp-icon {
        width: 30px;
        height: 30px;
    }
}

/* ==============================================
   BOUNCE RATE FEATURES — Sticky Navigation
   ============================================== */
.sticky-nav {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 52px;
    background: rgba(12, 30, 53, 0.97);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    z-index: 9999;
    transform: translateY(-100%);
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.15);
}

.sticky-nav.visible {
    transform: translateY(0);
}

.sticky-nav-inner {
    max-width: 1200px;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0 1.5rem;
}

.sticky-nav-brand {
    color: white;
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    font-weight: 700;
    text-decoration: none;
    white-space: nowrap;
}

.sticky-nav-brand .sn-sure {
    color: #4da3ff;
}

.sticky-nav-links {
    display: flex;
    gap: 0.25rem;
    align-items: center;
}

.sticky-nav-links a {
    color: rgba(255, 255, 255, 0.8);
    text-decoration: none;
    font-size: 0.82rem;
    font-weight: 500;
    padding: 6px 14px;
    border-radius: 6px;
    transition: all 0.2s;
    white-space: nowrap;
}

.sticky-nav-links a:hover {
    color: white;
    background: rgba(255, 255, 255, 0.1);
}

.sticky-nav-links a.sn-cta {
    background: linear-gradient(135deg, #f36f21, #e65100);
    color: white;
    padding: 6px 18px;
    font-weight: 600;
    border-radius: 50px;
}

.sticky-nav-links a.sn-cta:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(243, 111, 33, 0.4);
}

@media (max-width: 768px) {
    .sticky-nav-links a:not(.sn-cta) {
        display: none;
    }

    .sticky-nav-links a.sn-cta {
        font-size: 0.8rem;
        padding: 6px 16px;
    }

    .sticky-nav-brand {
        font-size: 0.95rem;
    }
}

/* ==============================================
   BOUNCE RATE FEATURES — Exit-Intent Popup
   ============================================== */
.exit-popup-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(12, 30, 53, 0.6);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    z-index: 99999;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}

.exit-popup-overlay.active {
    opacity: 1;
    visibility: visible;
}

.exit-popup {
    background: white;
    border-radius: 20px;
    padding: 3rem 2.5rem;
    max-width: 480px;
    width: 90%;
    text-align: center;
    position: relative;
    transform: scale(0.85) translateY(20px);
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.2);
}

.exit-popup-overlay.active .exit-popup {
    transform: scale(1) translateY(0);
}

.exit-popup-close {
    position: absolute;
    top: 12px;
    right: 16px;
    background: none;
    border: none;
    font-size: 1.8rem;
    color: #999;
    cursor: pointer;
    line-height: 1;
    transition: color 0.2s;
}

.exit-popup-close:hover {
    color: #333;
}

.exit-popup-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, #f36f21, #e65100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    font-size: 2rem;
    color: white;
}

.exit-popup h2 {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem;
    color: #0c1e35;
    margin-bottom: 0.75rem;
}

.exit-popup p {
    color: #666;
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.exit-popup-cta {
    display: inline-block;
    background: linear-gradient(135deg, #f36f21, #e65100);
    color: white;
    padding: 14px 36px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 1rem;
    transition: all 0.3s;
    box-shadow: 0 8px 20px rgba(243, 111, 33, 0.3);
}

.exit-popup-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(243, 111, 33, 0.4);
}

.exit-popup-skip {
    display: block;
    margin-top: 1rem;
    color: #999;
    font-size: 0.85rem;
    cursor: pointer;
    background: none;
    border: none;
    transition: color 0.2s;
}

.exit-popup-skip:hover {
    color: #666;
}

/* ==============================================
   BOUNCE RATE FEATURES — Scroll Engagement Banner
   ============================================== */
.scroll-engage-banner {
    position: fixed;
    bottom: -80px;
    left: 0;
    width: 100%;
    z-index: 9998;
    background: linear-gradient(135deg, #0c1e35, #0B4C8C);
    color: white;
    padding: 14px 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    transition: bottom 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.15);
}

.scroll-engage-banner.visible {
    bottom: 0;
}

.scroll-banner-text {
    font-size: 0.95rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 500;
}

.scroll-banner-text strong {
    color: #fbbf24;
}

.scroll-banner-cta {
    background: linear-gradient(135deg, #f36f21, #e65100);
    color: white;
    padding: 8px 22px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.85rem;
    transition: all 0.3s;
    white-space: nowrap;
    flex-shrink: 0;
}

.scroll-banner-cta:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(243, 111, 33, 0.4);
}

.scroll-banner-close {
    background: none;
    border: none;
    color: rgba(255, 255, 255, 0.7);
    font-size: 1.3rem;
    cursor: pointer;
    padding: 4px 8px;
    transition: color 0.2s;
    flex-shrink: 0;
}

.scroll-banner-close:hover {
    color: white;
}

@media (max-width: 768px) {
    .scroll-engage-banner {
        flex-wrap: wrap;
        gap: 0.5rem;
        padding: 12px 16px;
        bottom: -120px;
    }

    .scroll-banner-text {
        font-size: 0.82rem;
        flex: 1;
    }

    .scroll-engage-banner.visible {
        bottom: 60px;
        /* Above mobile sticky bar */
    }
}

/* ==============================================
   BOUNCE RATE FEATURES — Insurance Quiz
   ============================================== */
.quiz-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(12, 30, 53, 0.6);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    z-index: 99999;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease;
}

.quiz-overlay.active {
    opacity: 1;
    visibility: visible;
}

.quiz-modal {
    background: white;
    border-radius: 20px;
    max-width: 520px;
    width: 92%;
    overflow: hidden;
    transform: scale(0.85) translateY(20px);
    transition: transform 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.2);
}

.quiz-overlay.active .quiz-modal {
    transform: scale(1) translateY(0);
}

.quiz-header {
    background: linear-gradient(135deg, #0c1e35, #0B4C8C);
    padding: 1.5rem 2rem;
    color: white;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.quiz-header h2 {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem;
    margin: 0;
}

.quiz-close {
    background: none;
    border: none;
    color: rgba(255, 255, 255, 0.8);
    font-size: 1.5rem;
    cursor: pointer;
    transition: color 0.2s;
}

.quiz-close:hover {
    color: white;
}

.quiz-body {
    padding: 2rem;
}

.quiz-progress {
    margin-bottom: 1.5rem;
}

.quiz-progress span {
    font-size: 0.8rem;
    color: #999;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.quiz-progress-bar {
    width: 100%;
    height: 6px;
    background: #e9ecef;
    border-radius: 3px;
    margin-top: 8px;
    overflow: hidden;
}

.quiz-progress-fill {
    height: 100%;
    background: linear-gradient(135deg, #f36f21, #e65100);
    border-radius: 3px;
    transition: width 0.4s ease;
}

.quiz-question {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem;
    color: #0c1e35;
    margin-bottom: 1.5rem;
    line-height: 1.4;
}

.quiz-options {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.quiz-option {
    background: #f8f9fa;
    border: 2px solid #e9ecef;
    border-radius: 12px;
    padding: 14px 18px;
    text-align: left;
    cursor: pointer;
    font-size: 0.95rem;
    font-weight: 500;
    color: #333;
    transition: all 0.2s;
    font-family: 'Inter', sans-serif;
}

.quiz-option:hover {
    border-color: #f36f21;
    background: #fff5f0;
    transform: translateX(4px);
}

/* Quiz Result */
.quiz-result {
    text-align: center;
    padding: 1rem 0;
}

.quiz-result-icon {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.quiz-result-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem;
    color: #0c1e35;
    margin-bottom: 0.75rem;
}

.quiz-result-desc {
    color: #666;
    font-size: 0.92rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.quiz-result-cta {
    display: inline-block;
    background: linear-gradient(135deg, #f36f21, #e65100);
    color: white;
    padding: 14px 32px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 0.95rem;
    transition: all 0.3s;
    box-shadow: 0 8px 20px rgba(243, 111, 33, 0.3);
}

.quiz-result-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(243, 111, 33, 0.4);
}

.quiz-restart {
    display: block;
    margin: 1rem auto 0;
    background: none;
    border: none;
    color: #999;
    font-size: 0.85rem;
    cursor: pointer;
    transition: color 0.2s;
}

.quiz-restart:hover {
    color: #666;
}

/* Quiz Trigger Button in Services Section */
.quiz-trigger-wrapper {
    text-align: center;
    margin-top: 2.5rem;
}

.quiz-trigger-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: linear-gradient(135deg, #0c1e35, #0B4C8C);
    color: white;
    padding: 16px 36px;
    border-radius: 50px;
    border: none;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    box-shadow: 0 8px 24px rgba(11, 76, 140, 0.25);
    font-family: 'Inter', sans-serif;
}

.quiz-trigger-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 32px rgba(11, 76, 140, 0.35);
}

.quiz-trigger-btn svg {
    animation: pulse-glow 2s ease-in-out infinite;
}

@keyframes pulse-glow {

    0%,
    100% {
        opacity: 1;
    }

    50% {
        opacity: 0.6;
    }
}

/* ==============================================
   BOUNCE RATE FEATURES — Social Proof Toasts
   ============================================== */
.social-proof-container {
    position: fixed;
    bottom: 90px;
    left: 20px;
    z-index: 9997;
}

.social-toast {
    display: flex;
    align-items: center;
    gap: 12px;
    background: white;
    padding: 14px 18px;
    border-radius: 12px;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.12);
    border: 1px solid rgba(0, 0, 0, 0.05);
    max-width: 340px;
    transform: translateX(-120%);
    opacity: 0;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.social-toast.show {
    transform: translateX(0);
    opacity: 1;
}

.toast-avatar {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: linear-gradient(135deg, #0c1e35, #0B4C8C);
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1rem;
    flex-shrink: 0;
}

.toast-content {
    flex: 1;
    min-width: 0;
}

.toast-text {
    font-size: 0.82rem;
    color: #333;
    line-height: 1.4;
    margin: 0;
}

.toast-text strong {
    color: #0B4C8C;
}

.toast-time {
    font-size: 0.72rem;
    color: #27ae60;
    font-weight: 600;
    margin-top: 2px;
    display: block;
}

.toast-close {
    background: none;
    border: none;
    color: #ccc;
    font-size: 1.2rem;
    cursor: pointer;
    padding: 2px 4px;
    flex-shrink: 0;
    transition: color 0.2s;
}

.toast-close:hover {
    color: #666;
}

@media (max-width: 768px) {
    .social-proof-container {
        bottom: 70px;
        left: 10px;
        right: 10px;
    }

    .social-toast {
        max-width: 100%;
    }
}

/* Quiz Contact Form (Lead Capture) */
.quiz-contact-form {
    margin-top: 1rem;
    text-align: left;
}

.quiz-input {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid #e9ecef;
    border-radius: 10px;
    font-size: 0.95rem;
    font-family: 'Inter', sans-serif;
    margin-bottom: 0.75rem;
    transition: border-color 0.2s;
    outline: none;
    box-sizing: border-box;
}

.quiz-input:focus {
    border-color: #f36f21;
}

.quiz-submit-btn {
    width: 100%;
    border: none;
    cursor: pointer;
    margin-top: 0.25rem;
    display: block;
    text-align: center;
}

.quiz-submit-btn:disabled {
    opacity: 0.7;
    cursor: wait;
}

/* ==============================================
   ENHANCED WHATSAPP CHAT WIDGET
   ============================================== */
.wa-widget {
    position: fixed;
    bottom: 24px;
    right: 24px;
    z-index: 99998;
}

/* Floating Button */
.wa-float-btn {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: #25D366;
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 16px rgba(37, 211, 102, 0.35);
    transition: all 0.3s ease;
    position: relative;
}

.wa-float-btn:hover {
    transform: scale(1.08);
    box-shadow: 0 6px 24px rgba(37, 211, 102, 0.45);
}

.wa-float-btn .wa-icon {
    transition: all 0.3s ease;
}

.wa-float-btn .wa-close-icon {
    position: absolute;
    opacity: 0;
    transform: rotate(-90deg);
    transition: all 0.3s ease;
}

.wa-widget.open .wa-float-btn .wa-icon {
    opacity: 0;
    transform: rotate(90deg);
}

.wa-widget.open .wa-float-btn .wa-close-icon {
    opacity: 1;
    transform: rotate(0);
}

/* Notification Badge */
.wa-badge {
    position: absolute;
    top: -4px;
    right: -4px;
    background: #e74c3c;
    color: white;
    font-size: 0.7rem;
    font-weight: 700;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid white;
    animation: badge-pulse 2s ease infinite;
}

.wa-widget.open .wa-badge,
.wa-badge.hidden {
    display: none;
}

@keyframes badge-pulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.15);
    }
}

/* Popup Panel */
.wa-popup {
    position: absolute;
    bottom: 72px;
    right: 0;
    width: 340px;
    background: white;
    border-radius: 16px;
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.15);
    overflow: hidden;
    transform: scale(0.8) translateY(20px);
    transform-origin: bottom right;
    opacity: 0;
    visibility: hidden;
    transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.wa-widget.open .wa-popup {
    transform: scale(1) translateY(0);
    opacity: 1;
    visibility: visible;
}

/* Auto popup (before user opens widget) */
.wa-popup.auto-show {
    transform: scale(1) translateY(0);
    opacity: 1;
    visibility: visible;
}

.wa-popup-close {
    position: absolute;
    top: 10px;
    right: 12px;
    background: none;
    border: none;
    color: rgba(255, 255, 255, 0.8);
    font-size: 1.4rem;
    cursor: pointer;
    z-index: 2;
    line-height: 1;
    transition: color 0.2s;
}

.wa-popup-close:hover {
    color: white;
}

/* Popup Header */
.wa-popup-header {
    background: linear-gradient(135deg, #075e54, #128c7e);
    padding: 1.1rem 1.25rem;
    display: flex;
    align-items: center;
    gap: 12px;
}

.wa-popup-avatar {
    position: relative;
    flex-shrink: 0;
}

.wa-popup-avatar img {
    display: block;
    background: white;
}

.wa-online-dot {
    position: absolute;
    bottom: 1px;
    right: 1px;
    width: 10px;
    height: 10px;
    background: #25D366;
    border-radius: 50%;
    border: 2px solid #075e54;
}

.wa-popup-header strong {
    color: white !important;
    font-size: 0.95rem;
    display: block;
}

.wa-status {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.8);
    display: block;
    margin-top: 1px;
}

/* Popup Body */
.wa-popup-body {
    padding: 1rem 1.25rem;
    background: #e5ddd5;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ccc' fill-opacity='0.08'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.wa-message {
    background: white;
    border-radius: 0 12px 12px 12px;
    padding: 12px 16px;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.08);
    position: relative;
}

.wa-message p {
    margin: 0 0 4px 0;
    font-size: 0.88rem;
    color: #333;
    line-height: 1.5;
}

.wa-message p:last-child {
    margin-bottom: 0;
}

/* Quick Reply Buttons */
.wa-quick-replies {
    padding: 0.75rem 1rem 1rem;
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    background: white;
    border-top: 1px solid #f0f0f0;
}

.wa-quick-btn {
    display: inline-block;
    padding: 8px 14px;
    border-radius: 50px;
    border: 1.5px solid #25D366;
    color: #075e54;
    font-size: 0.78rem;
    font-weight: 600;
    text-decoration: none;
    transition: all 0.2s;
    white-space: nowrap;
}

.wa-quick-btn:hover {
    background: #25D366;
    color: white;
    transform: translateY(-1px);
}

/* Hide widget on mobile (mobile sticky bar handles it) */
@media (max-width: 768px) {
    .wa-widget {
        bottom: 70px;
        right: 14px;
    }

    .wa-popup {
        width: 300px;
        right: -10px;
    }



    .wa-float-btn {
        width: 52px;
        height: 52px;
    }
}

/* Agent Advantage Section (Bottom) */
.agent-advantage-section {
    padding: 5rem 0;
    background-color: #fafbfd;
    /* Light background for contrast */
}

.agent-advantage-grid {
    display: flex;
    justify-content: space-between;
    gap: 1.5rem;
    margin-top: 3rem;
    flex-wrap: wrap;
}

.agent-advantage-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 12px;
    flex: 1;
    min-width: 250px;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--grey-200);
    transition: transform 0.3s, box-shadow 0.3s;
    display: flex;
    flex-direction: column;
}

.agent-advantage-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 20px rgba(0, 0, 0, 0.1);
    border-color: var(--secondary-color);
}

.aa-icon-wrapper {
    width: 60px;
    height: 60px;
    background: rgba(243, 111, 33, 0.1);
    color: var(--secondary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.agent-advantage-card h3 {
    font-size: 1.3rem;
    margin-bottom: 1rem;
    color: var(--primary-color);
}

.aa-comparison {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    font-size: 0.9rem;
}

.aa-us {
    color: #27ae60;
    /* Green */
    font-weight: 600;
}

.aa-them {
    color: #e74c3c;
    /* Red */
    text-decoration: line-through;
    opacity: 0.7;
}

@media (max-width: 768px) {
    .agent-advantage-grid {
        flex-direction: column;
    }
}

/* Advisor Section Grid */
.advisor-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.advisor-card {
    padding: 2.5rem 2rem;
    border-radius: 12px;
    text-align: center;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    border: 1px solid rgba(0, 0, 0, 0.05);
    background: white;
}

.advisor-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
    border-color: var(--secondary-color);
}

.advisor-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.5rem;
    color: var(--primary-color);
    margin-bottom: 0.5rem;
}

.advisor-role {
    color: #666;
    font-size: 0.95rem;
    margin-bottom: 0.5rem;
    font-weight: 500;
}

.advisor-license {
    display: inline-block;
    background: #f0f4f8;
    color: #4a5568;
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-family: monospace;
    margin-bottom: 1.5rem;
}

.advisor-badges {
    display: flex;
    gap: 0.8rem;
    justify-content: center;
    flex-wrap: wrap;
}

.advisor-badge {
    font-size: 0.8rem;
    padding: 6px 12px;
    border-radius: 6px;
    font-weight: 600;
}

.badge-icici {
    background: #fff0e6;
    color: #d35400;
}

.badge-hdfc {
    background: #e6f2ff;
    color: #0056b3;
}

@media (max-width: 768px) {
    .advisor-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
}

/* Checklist Styling (Restored for Manual Entry) */
.checklist-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
    gap: 15px;
    margin-top: 20px;
}

.checklist-item {
    background: white;
    padding: 12px 15px;
    border: 1px solid var(--grey-200);
    border-radius: 8px;
    display: flex;
    align-items: center;
    gap: 10px;
    cursor: pointer;
    transition: all 0.2s ease;
}

.checklist-item:hover {
    border-color: var(--secondary-color);
    background: #fffcf9;
}

.checklist-item input[type='checkbox'] {
    width: 18px;
    height: 18px;
    accent-color: var(--secondary-color);
    cursor: pointer;
}

.checklist-item label {
    cursor: pointer;
    font-size: 0.95rem;
    color: var(--text-dark);
    flex: 1;
}

.section-subtitle {
    color: #666;
    font-size: 0.95rem;
    margin-bottom: 15px;
}